Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701

Phone

(715) 832-4254

Toll Free

(800) 471-4510

Lobby

Mon-Fri: 9am - 5pm
Sat: 9am - 12pm

Drive-Up

Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm

ATM

On-site

Truth in Savings disclosure

Latest News

  • Banking at your fingertips!

    Bank right from your smartphone or iPad with our mobile banking app!
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  • Charter Bank named top performing bank!

    Read the press release
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  • Rates

    Charter Bank offers above-market savings rates.
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  • Local Decisions by Local People

    Visit with one of our lenders to see how we can help with your business loan needs.
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  • Business Services

    We have the tools and resources for any size business!
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Carefree Checking

Minimum Balance to Open the Account
You must deposit at least $50.00 to open this account.
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Charter Gold Checking Account

Rate Information
The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change.     

Determination of Rate
At our discretion, we may change the interest rate on your account.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Minimum Balance to Open the Account
You must deposit at least $50 to open the account.          

Compounding and Crediting Frequency
Interest will compound monthly. Interest will be credited monthly to your account. If you close your account before interest is credited, you will receive the accrued interest    

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

View current deposit rates     

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Charter Premium Gold Checking Account

Rate Information
The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change.     

Determination of Rate
At our discretion, we may change the interest rate on your account.    

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Minimum Balance to Open the Account
You must deposit at least $2,500.00 to open the account.    

Minimum Balance to Avoid Imposition of Fees
A service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.        

Compounding and Crediting Frequency
Interest will be compounded monthly. Interest will be credited monthly to your account. If you close your account before interest is credited, you will receive the accrued interest.        

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

View current deposit rates  

Learn More

Statement Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Determination of Rate
At our discretion, we may change the interest rate on your account.     

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Minimum Balance to Open the Account
You must deposit at least $200 to open the account.

Minimum Balance to Avoid Imposition of Fees
A service charge of $6 will be imposed every quarter if the balance in the account falls below $200 any day of the statement cycle.

Compounding and Crediting Frequency
Interest will be compounded quarterly. Interest will be credited quarterly to your account. If you close your account before interest is credited, you will receive the accrued interest.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

View current deposit rates     

Transaction Limitations

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Youth Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Determination of Rate
At our discretion, we may change the interest rate on your account.     

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Minimum Balance to Open the Account
You must deposit at least $25 to open the account.

Minimum Balance to Avoid Imposition of Fees
A service charge of $5 will be imposed every quarter if the balance in the account falls below $25 any day of the statement cycle.

Compounding and Crediting Frequency
Interest will be compounded quarterly. Interest will be credited quarterly to your account. If you close your account before interest is credited, you will receive the accrued interest.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

View current deposit rates     

Transaction Limitations

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Money Market Account

Rate Information
The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. 

Determination of Rate
At our discretion, we may change the interest rate on your account.    

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Minimum Balance to Open the Account
You must deposit at least $1,000 to open the account.      

Minimum Balance to Avoid Imposition of Fees
A service charge of $10 will be imposed every statement cycle if the balance in the account falls below $1,000 any day of the statement cycle.

Compounding and Crediting Frequency
Interest will be compounded monthly. Interest will be credited monthly to your account. If you close your account before interest is credited, you will receive the accrued interest.           

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $5 will be charged for each withdrawal in excess of six during a monthly statement cycle.

View current deposit rates     

Transaction Limitations

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Charter College Fund Account

Rate Information
Your interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change.     

Determination of Rate
At our discretion, we may change the interest rate on your account.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Minimum Balance to Open the Account
You must deposit at least $100 to open the account.            

Compounding and Crediting Frequency
Interest will be compounded quarterly. Interest will be credited quarterly to your account. If you close your account before interest is credited, you will receive the accrued interest.     

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $5 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account).

View our current deposit rates

Transaction Limitations

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Common Features

Please refer to our separate fee schedule for additional information about charges and rates.

We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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