Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701

Phone

(715) 832-4254

Toll Free

(800) 471-4510

Lobby

Mon-Fri: 9am - 5pm
Sat: 9am - 12pm

Drive-Up

Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm

ATM

On-site

Truth in Savings disclosure

Latest News

  • April is Community Banking Month

    See why Community Banks are an important part of our community!
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  • Online Banking

    Sign up for Online Banking on our website!
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  • Rates

    Charter Bank offers above-market savings rates.
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  • Charter Bank named top in U.S.

    We were recently ranked among the top six banks in the U.S.
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  • Business Services

    We have the tools and resources for any size business!
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Carefree Checking

Minimum Balance to Open the Account
You must deposit at least $50.00 to open this account.
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Charter Gold Checking Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.

Minimum Balance to Open the Account
You must deposit at least $50 to open the account.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

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Charter Premium Gold Checking Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.

Minimum Balance to Open the Account
You must deposit at least $2,500.00 to open the account.

Minimum Balance to Avoid Imposition of Fees
A service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

 

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Statement Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit at least $200 to open the account.

Minimum Balance to Avoid Imposition of Fees
A service charge of $6 will be imposed every quarter if the balance in the account falls below $200 any day of the statement cycle.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

Transaction Limitations

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Youth Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit at least $25 to open the account.

Minimum Balance to Avoid Imposition of Fees
A service charge of $5 will be imposed every quarter if the balance in the account falls below $25 any day of the statement cycle.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

Transaction Limitations

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Money Market Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.

Minimum Balance to Open the Account
You must deposit at least $1,000 to open the account.

Minimum Balance to Avoid Imposition of Fees
A service charge of $10 will be imposed every statement cycle if the balance in the account falls below $1,000 any day of the statement cycle.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $5 will be charged for each withdrawal in excess of six during a monthly statement cycle.

Transaction Limitations

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Charter College Fund Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit at least $100 to open the account.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Fees
A service charge of $5 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account).

Transaction Limitations

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Common Features

Please refer to our separate fee schedule for additional information about charges and rates.

We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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