Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701

Phone

(715) 832-4254

Toll Free

(800) 471-4510

Lobby

Mon-Fri: 9am - 5pm
Sat: 9am - 12pm

Drive-Up

Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm

ATM

On-site

Savings Accounts

Latest News

  • April is Community Banking Month

    See why Community Banks are an important part of our community!
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  • Online Banking

    Sign up for Online Banking on our website!
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  • Rates

    Charter Bank offers above-market savings rates.
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  • Charter Bank named top in U.S.

    We were recently ranked among the top six banks in the U.S.
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  • Business Services

    We have the tools and resources for any size business!
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Charter Bank offers several Savings, Certificate of Deposit, and Individual Retirement Account options. We also offer great savings options for young savers with our Youth Savings and College Fund accounts.

View Charter Bank's Current Deposit Rates.

Details about Electronic Banking

Statement Savings

Minimum Opening Deposit Quarterly Maintenance Fee Interest Bearing
$200.00 None Yes
  • Fees
    • A service charge of $6.00 will be imposed every quarter if the balance falls below $200.00 any day during the statement cycle
    • A service charge of $0.50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.
  • Features
    • Interest compounded and credited quarterly
    • Interest is calculated using the daily balance method
    • Quarterly statements (Monthly statement if there is electronic activity)
    • Free Online Banking
    • Access to account with your ATM card
    • Free eStatements
    • Free Telephone Banking

Transaction Limitations
 

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Youth Savings

Our customers age 18 and younger will enjoy the advantages of an account we designed especially for them.

Minimum Opening Deposit Quarterly Maintenance Fee Interest Bearing
$25.00 None Yes
  • Fees
    • A service charge of $5.00 will be imposed every quarter if the balance falls below $25.00 any day during the statement cycle
    • A service charge of $0.50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.
  • Features
    • Interest compounded and credited quarterly
    • Interest is calculated using the daily balance method
    • Quarterly statements (Monthly statement if there is electronic activity)
    • Free Online Banking
    • Access to account with your ATM card
    • Free eStatements
    • Free Telephone Banking

Eligibility to age 21 with certain restrictions.

Transaction Limitations
 

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Charter College Fund

A smart way to save for your childís education or future planning needs. You can even set up automatic transfers to the account to see the balance add up quickly and be eligible for our Kid's Club.

Minimum Opening Deposit Monthly Maintenance Fee Interest Bearing
$100.00 None Yes
  • Fees
    • A service charge of $5.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account).
  • Features
    • Interest compounded and credited quarterly
    • Interest is calculated using the daily balance method
    • Double digit rate on the first $250
    • Quarterly statements (Monthly if there is electronic activity)
    • Free Online Banking
    • Free eStatements
    • Free Telephone Banking

Eligibility for this account concludes at age 21.

Transaction Limitations
 

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Certificates of Deposit

An opportunity for longer term savings with guaranteed yields.

Minimum Opening Deposit Monthly Maintenance Fee Interest Bearing
$1,000.00 None Yes
  • Features
    • Interest compounded and credited semi-annually
    • CDís available in 6 month, 1 year, 18 month, 2 year, and 3 year terms
    • Interest earned for every day during the period your account equals or exceeds the minimum daily balance requirement.
    • Free eStatements
    • Free Telephone Banking
    • Free Online Banking

Guaranteed yield for terms ranging from 180 days to 3 years with a minimum investment of only $1,000.00. Please call for rate quotes on Certificates over $100,000.00. We reserve the right to refuse any deposits. 
Deposits and withdrawals cannot be made until maturity date. There is a ten day grace period after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

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Individual Retirement Accounts

We offer both Traditional and Roth IRAís. Traditional IRAís allow you to defer taxes on the earnings on your contributions until they are withdrawn. Roth IRAís allow only nondeductible contributions and features tax-free withdrawals for certain distribution reasons after a five year holding period.

Minimum Opening Deposit Monthly Maintenance Fee Interest Bearing
$100.00 None Yes
  • Features
    • 18 month fixed and variable rate IRAís (interest compounded monthly)
    • 1 and 2 ½ year fixed and variable rate IRAís (interest compounded semi-annually)
    • Interest earned for every day during the period your account equals or exceeds the minimum daily balance requirement.
    • Free eStatements
    • Free Telephone Banking
    • Free Online Banking

Deposit and withdrawal restrictions may apply, please contact a customer service representative for details. Penalties may be imposed for early withdrawal.

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