Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701


(715) 832-4254

Toll Free

(800) 471-4510


Mon-Fri: 9am - 5pm
Sat: 9am - 12pm


Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm



Business Loans

Latest News

  • April is Community Banking Month

    See why Community Banks are an important part of our community!
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  • Online Banking

    Sign up for Online Banking on our website!
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  • Rates

    Charter Bank offers above-market savings rates.
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  • Charter Bank named top in U.S.

    We were recently ranked among the top six banks in the U.S.
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  • Business Services

    We have the tools and resources for any size business!
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Remote Deposit Capture


With Remote Deposit Capture, running to the bank just got crossed off your list.

Learn More about RDC

Our Involvement

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See how we have been supporting the Chippewa Valley through volutneering and donations.

Community Involvement

Charter Bank offers a wide variety of business loan products to fulfill the needs of almost any borrower. Whether you are looking to purchase an existing business, start a new business or, just need money for the daily operations of your current business, Charter Bank has the competitive rates and superior service you deserve.

Our decisions are made locally, where our customers live!

Commercial Loans

  • Lines of Credit

  • Commercial Real Estate

  • Term Loans

  • Short-term Working Capital

  • Business Credit Card

Small Business Administration Loans (SBA Loans)

Charter Bank is experienced in providing US Small Business Administration (SBA) Loans.

 Almost any business purpose can qualify for SBA Guaranteed Loans, including:

  • Equipment/Inventory purchase
  • Commercial Real Estate Purchase
  • Commercial Construction
  • Business acquisition and expansion
  • Refinance
  • Working Capital

Qualifying for an SBA Loan

SBA Real Estate Loans

The buyer must be an owner-user occupying a minimum of 51% of an existing structure, or 60% of newly constructed buildings. Qualified properties include:

  • Free standing industrial & commercial buildings
  • Office, medical and industrial condominiums
  • Hotels & motels
  • Improvements on leased land
  • Restaurants
  • Franchise specialty buildings
  • Steel buildings

SBA Non-Real Estate Loans

  • Financing for most business uses
  • Proceeds used for working capital, inventory, equipment, business acquisition, debt refinancing
Learn More

For more details or to apply for a loan, contact a business lender today.