Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701


(715) 832-4254

Toll Free

(800) 471-4510


Mon-Fri: 9am - 5pm
Sat: 9am - 12pm


Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm



Latest News

  • Banking at your fingertips!

    Bank right from your smartphone or iPad with our mobile banking app!
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  • Charter Bank named one of the Best Banks to Work For

    Read the press release
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  • Rates

    Charter Bank offers above-market savings rates.
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  • Local Decisions by Local People

    Visit with one of our lenders to see how we can help with your business loan needs.
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  • Business Services

    We have the tools and resources for any size business!
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Virtual Secure Tokens

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An added layer of security for your business.

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Text Alerts Available

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Debit Card and Account alerts sent right to your mobile phone!

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Charter Bank offers a wide variety of business loan products to fulfill the needs of almost any borrower. Whether you are looking to purchase an existing business, start a new business or, just need money for the daily operations of your current business, Charter Bank has the competitive rates and superior service you deserve.

Our decisions are made locally, where our customers live!

Charter Bank Commercial Loans

  • Lines of Credit

  • Commercial Real Estate

  • Term Loans

  • Short-term Working Capital

  • Business Credit Card


Small Business Administration Loans (SBA Loans)

Charter Bank is experienced in providing US Small Business Administration (SBA) Loans.

Almost any business purpose can qualify for SBA Guaranteed Loans, including:

  • Equipment/Inventory purchase
  • Commercial Real Estate Purchase
  • Commercial Construction
  • Business acquisition and expansion
  • Refinance
  • Working Capital

Qualifying for an SBA Loan

SBA Real Estate Loans

The buyer must be an owner-user occupying a minimum of 51% of an existing structure, or 60% of newly constructed buildings. Qualified properties include:

  • Free standing industrial & commercial buildings
  • Office, medical and industrial condominiums
  • Hotels & motels
  • Improvements on leased land
  • Restaurants
  • Franchise specialty buildings
  • Steel buildings

SBA Non-Real Estate Loans

  • Financing for most business uses
  • Proceeds used for working capital, inventory, equipment, business acquisition, debt refinancing
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For more about Charter Bank's business loans, or to apply for a loan, contact a business lender today.