Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701


(715) 832-4254

Toll Free

(800) 471-4510


Mon-Fri: 9am - 5pm
Sat: 9am - 12pm


Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm



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Charter Bank Named a Top Performer
Independent Banker’s Community Bank Rankings Recognize Industry
Dedication, Fundamentals and Efficiency

Independent Banker®, the award-winning magazine of the Independent Community Bankers of America® (ICBA) and the nation’s number-one source for community banking news, recognized Charter Bank, Eau Claire, WI as an ICBA top performer in its May issue. Charter Bank’s recognition is based on its earnings and operational efficiencies throughout 2014.

“Whether serving rural, suburban or large metropolitan areas, community banks operate with the same focus by always putting their customers and communities first,” said Chris Lorence, ICBA executive vice president and chief marketing officer. “Charter Bank knows its local market and thrives because it stays true to the principles of community banking while showcasing drive, ingenuity and community commitment. Charter Bank demonstrates integrity, enthusiasm and inventiveness in the financial industry, and ICBA is proud to recognize it for its outstanding efforts.”

This year’s Independent Banker Top Performers rankings showed the importance of focusing on serving customers and communities, first and foremost. Those on the list deliver superior service, follow disciplined pricing models and support their local communities and neighborhoods. These community banks stick to well-known industry fundamentals, while embracing the changing industry landscape.

As part of its annual performance rankings of ICBA member institutions, Independent Banker pulled year-end FDIC call report earnings data to identify the top 25 community banks in six asset-size categories, both for Subchapter C corporation and Subchapter S corporation banks. Each top-25 listing measures community banks by their return on average assets (ROA) and return on average equity (ROE) ratios for all of 2014.


“Charter Bank is delighted to be recognized as an ICBA top performer,” said Paul Kohler, President & CEO of Charter Bank. “As a proud member of the Chippewa Valley community, we credit our loyal local customers and dedicated employees for our success. We look forward to serving the unique needs of our community and helping it grow and prosper in the years to come.”

To see the ICBA Top Performers listings, read the article “The Best of the Best” on Independent Banker’s website at

About ICBA

The Independent Community Bankers of America®, the nation’s voice for more than 6,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit


Charter Bank

About Charter Bank

An independently owned community bank, Charter Bank operates one location:  1010 West Clairemont Avenue, Eau Claire, Wisconsin.  As an Eau Claire banking institution, our headquarters emphasizes that we are local and here to serve our community with local decision-making to benefit our community.  As we are pleased to remind our many loyal customers, Charter Bank is “Good For You . . . . . And Our Community, Too!”

Founded in 1980, we were a de novo (new) bank, modestly starting operations in a trailer on Clairemont Avenue.  Today, with assets surpassing $560 million, we remain on Clairemont Avenue in an attractive building constructed in 2006 a few yards from where we began.  The difference is that now we are the largest community bank in the Chippewa Valley with excellent ratings in the banking industry.

Our growth is the result of our dedication to our customers, providing them financial products which exceed expectations, including our Bright Future membership, College Fund, high-yield savings accounts, and interest-bearing checking accounts.

Our customers can always rely, too, that our decision-making on loan applications is given our full attention right here on Clairemont Avenue by lenders our customers know by their first names.   

When one reviews the experience of our lending team, the result is that our lending team has over 200 combined years of lending experience!  As a result, we have shown exceptional growth in loan clients and in loan balances.

The foundation of our success, however, is the loyal patronage of thousands of Chippewa Valley residents.  For that reason, Charter Bank is a partner with the entire community to work together toward a better future.


Read our 2014 Annual Report        Read our 2013 Annual Report