Charter Bank

1010 West Clairemont Ave
Eau Claire, WI 54701

Phone

(715) 832-4254

Toll Free

(800) 471-4510

Lobby

Mon-Fri: 9am - 5pm
Sat: 9am - 12pm

Drive-Up

Mon-Fri: 7:30am - 6pm
Sat: 8:30am - 12pm

ATM

On-site

 

prevent identity theft

Tips for Preventing Identity Theft

    

Identity thieves steal your personal information to commit fraud. They can damage your credit status and cost you time and money restoring your good name. To reduce your risk of becoming a victim, follow the tips below:

  • Don't carry your Social Security card in your wallet or write it on your checks. Only give out your SSN when absolutely necessary.
  • Protect your PIN. Never write a PIN on a credit/debit card or on a slip of paper kept in your wallet.
  • Watch out for "shoulder surfers". Use your free hand to shield the keypad when using pay phones and ATMs.
  • Collect mail promptly. Ask the post office to put your mail on hold when you are away from home for more than a day or two.
  • Pay attention to your billing cycles. If bills or financial statements are late, contact the sender.
  • Keep your receipts. Ask for carbons and incorrect charge slips as well. Promptly compare receipts with account statements. Watch for unauthorized transactions.
  • Tear up or shred unwanted receipts, credit offers, account statements, expired cards, etc., to prevent dumpster divers getting your personal information.
  • Store personal information in a safe place at home and at work. Don't leave it lying around.
  • Don't respond to unsolicited requests for personal information in the mail, over the phone or online.
  • Install firewalls and virus-detection software on your home computer.
  • Check your credit report once a year. Check it more frequently if you suspect someone has gotten access to your account information.

It is just as important to safeguard your personal information that is shared on paper and through the mail such as bank statements and credit card statements as it is information stored on your computer. Watch for these key elements to help avoid identity theft.

 

 

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