Charter Bank Logo Online BankingPersonal BankingBusiness BankingRates & FeesAbout Us
Spacer Image
Spacer Image
Top Portion of Photo of Bank PhotoPhotoPhotoPhotoPhoto
Bottom Portion of Photo of Bank
Spacer Image
Truth In Savings
Spacer Image
May 16, 2008 Spacer Image
Spacer Image
Online Survey Header
Spacer Image

We offer many different products to suit each customer's needs. Charter Bank is pleased to offer the highest Statement Savings rate in the Chippewa Valley!

 

Spacer Image Spacer Image
 

Carefree Checking

You must deposit $50.00 to open this account.

Charter Gold Checking Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.

Minimum Balance to Open the Account -
You must deposit $50 to open the account.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Charter Premium Gold Checking Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.

Minimum Balance to Open the Account
You must deposit $2,500.00 to open the account.

Minimum Balance to Avoid Imposition of Fees
A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Statement Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit $200 to open the account.

Minimum Balance to Avoid Imposition of Fees
A maintenance fee of $6 will be imposed every statement cycle if the balance in the account falls below $200 any day of the quarter.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction Limitations:
Transfers from a Statement Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.

Fees:
A per item fee of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

ATM Access Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit $200 to open the account.

Minimum Balance to Avoid Imposition of Fees
A maintenance fee of $6 will be imposed every statement cycle if the balance in the account falls below $200 any day of the quarter.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction Limitations:
Transfers from a ATM Access Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no transfers by check, draft, debit card, or similar order to third parties.

Fees:
A per item fee of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

Youth Savings Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit $25 to open the account.

Minimum Balance to Avoid Imposition of Fees
A maintenance fee of $5 will be imposed every statement cycle if the balance in the account falls below $25 any day of the quarter.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Fees:
A per item fee of $ .50 will be charged for each withdrawal in excess of nine during a quarterly statement cycle.

Money Market Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.

Minimum Balance to Open the Account
You must deposit $1,000 to open the account.

Minimum Balance to Avoid Imposition of Fees
A maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1,00 any day of the cycle.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction Limitations:
Transfers from a Money market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.

Fees:
A per item fee of $5 will be charged for each withdrawal in excess of six during a month.

Charter College Fund Account

Rate Information
Your interest rate and annual percentage yield may change.

Frequency of Rate Changes
We may change the interest rate on your account at any time.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Minimum Balance to Open the Account
You must deposit $100 to open the account.

Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits
Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction Limitations:
Transfers from a Charter College Fund account to another account or to third parties by telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.

Fees:
A per item fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account).

Common Features

Please refer to our separate fee schedule for additional information about charges and rates.

We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

   
   
  Top of Page
   
   
 
Spacer Image
Member FDIC & Equal Housing Lender Logos
Contact UsFinancial CalculatorsPrivacy PolicyHome/Login